6 Ways to Maximize Black Friday Savings at Amazon with Your Credit Card

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Looking for more holiday deals? Our Visit Guide to Cyber ​​Week to see all the best deals to shop before – and during – Black Friday.

Black Friday is coming, and while the deals will go on, there are ways to save even more on your Amazon purchases by using the right credit card. In fact, there are discounts available for just using as little as a point or a penny for cash back from your American Express, Chase, Citi, or Discover credit card. So, if you want to get the most out of Black Friday while shopping at Amazon, check out our six tips on how to get the absolute best deals on this big holiday sale.

If you have an American Express card that earns Membership Rewards points, you might be in luck. Amazon is offering many promotions with prices like 50% off your purchase, save up to $60. Other Amex card members are getting 15% off to save up to $15. Both offers expire on December 31st.

Remember these are targeted offers, so you’ll need to check your account to see if you qualify – read our guide on how to calculate discount points on Amazon with American Express card to learn how.

If targeted, you’ll need to pay for at least part of your purchase with American Express points to get the discount, but you can use at least one point and then pay the rest by credit card. its use. While you can use Amex points to pay for an entire purchase, we don’t recommend it because 1 Amex point is only 0.7 cents at Amazon and you can get a lot of value more for Amex points when redeeming them for travel.

American Express

You only need to use 1 Amex point to activate these discounts, so you can save your points to redeem for better travel.

On top of all the offers, you can have any amount in your cart and even apply the offer to multiple shopping trips until you reach the maximum savings. One caveat is that only items sold and shipped from Amazon are eligible for the discount.

See if you’re targeted for discounts at Amazon using your American Express points.

If you have an American Express card, you’re automatically eligible to save money Amex offers. New offers added daily can save you significant money at many popular stores or in some cases you can earn bonus points.

Right now, there is a Amex offers that can help you score more points when you shop on Amazon. With this offer, you’ll earn 5 Membership Rewards points for every dollar you spend at Amazon, up to 2,500 bonus points. This offer is valid until December 26, 2021.

If you don’t see any of the offers above on your card, make sure to check all your American Express credit cards, as each shows different offers and if you find one, Make sure you click “Add to Card” on it before you start shopping on Amazon. However, when you add an offer to a card, it will disappear from any other cards in your account, so make sure to add it to the specific credit card you use. intend to use to purchase on Amazon.

amex offers holiday season 2021

American Express

If you have an Amex Offer for Amazon purchases like this one, make sure you add it to the Amex card you want to use during Black Friday and Cyber ​​Monday.

Only up to 100 Amex offers will show up at any particular time, so if your account is showing 100, you’ll need to click “Add to Cards” on some accounts even if you don’t care about people other appears. Adding offers to your card doesn’t cost anything and there’s no limit to the number of offers you can accept, so when you add more offers, sign out of your account and Sign in again to see if any new offers appear.

If you have a Pursuing credit cards earn Ultimate Rewards points – such as Chase Sapphire Preferred® Card or Chase Freedom Unlimited® – you can get 15% off when you shop on Amazon, total savings of up to $15. Again, this is a targeted promotion, so check it out! Our guide to using Chase points for Amazon discounts to see if you qualify.

Just like the American Express promotion, if you are targeted for one of these Chase offers, you can simply apply 1 Chase point to your purchase to receive the discount and be able to pay the rest. back with your Chase card.

While you can use points to pay for an entire purchase, you’ll get the most value for your Chase points by redeeming them for travel opportunities, so we recommend Your points at Amazon should not be used beyond what you need to use to receive the discount.

As a reminder, this discount only applies to items sold and shipped by Amazon, and it is only valid when purchases are made at Amazon through December 31, 2021.

Check if you qualify for 50% off at Amazon with your Chase credit card.

Similar to Chase and American Express, Discover is also part of Amazon’s “Shop with Points” program, and cardholders targeted now can also get 40% off at Amazon to save up to $40 by using Discover cash back to pay for some or all of your Amazon purchases.

There are at least five different variations of this targeted ad, including the following:

  • Get 40% off, up to $40
  • Get 30% off, up to $30
  • $30 off when buying $150
  • $10 off on $50 purchase
  • $10 off on $100 purchase

Like the Amex and Chase offers, you’ll need to add a Discover card to your Amazon account and then check if you’re targeted. Follow the instructions in Our guide to saving money at Amazon with the Discover card to take the steps and if you are targeted make sure you use the offer before it expires on December 31st.


Use cashback from your Discover credit card for discounts on Amazon Prime Day purchases.

If you’re targeted for one of Discover’s offers, all you have to do is apply at least a penny in Discover cash back to your purchase and you’ll be able to collect save. However, unlike the Amex and Chase programs, $1 in Discover cash back equals $1 at Amazon, equal to the value you get when cashing Discover in other ways. So you can pay your entire purchase with cash if you want and still get the maximum value for your Discover rewards.

As with other promotions, only products sold and shipped directly by Amazon are discounted, and you must link your card and pre-register for the promotion.

Check if you qualify to save up to $40 at Amazon with your Discover credit card.

Those who have a Citi ThankYou Credit Card can also get 50% off their Amazon purchase, save up to $15 when they partially pay for their purchase with ThankYou points. This promotion expires December 31, 2021, making it the perfect opportunity to save even more on your holiday shopping.

Similar to other promotions, you only need to use 1 ThankYou Citi point on your Amazon purchase and you’ll want to avoid using more than that, as you could get more value out of it. from ThankYou points when using them to travel.

Again, this is a targeted offer, so you’ll need to check your account to see if you qualify. But if you are, even if you don’t have anything to buy right now at Amazon, you can buy yourself a gift card using Citi discount – or any credit card discount. on our list – and save it for later .

See if you qualify for 50% off at Amazon with your Citi credit card.

Amazon Prime Rewards Visa Signature Card Holders get special treatment during Black Friday, and unlike the other deals on this list, you don’t need to worry about being targeted for a specific offer. Just one Amazon Prime Rewards Cardholders will save extra on certain items.

Eg, Amazon Prime Rewards Cards earn up to 25% cashback on some products during the holidays, while other products are saving 10%, such as 10% back for some toys. Amazon released entire savings list, so it will be a great way to earn extra rewards when you shop on Black Friday.

Finally, keep in mind that Amazon Prime Rewards cardholders always earn 5% back at Amazon and Whole Foods markets year-round if you’re looking for a credit card to use year-round at Amazon. And if that’s the case, make sure to check out our guide to Best credit cards to use at Amazon for our other top picks.

Earn up to 25% back on multiple Amazon purchases.

Find out which cards CNN Underscore has chosen as its cards Best credit cards of 2021.

Get all the latest personal finance deals, news and advice at CNN Suberscored Money.


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