8 Smart People Move When You Have $1,000 In The Bank

Saving $1,000 in your checking account is an important milestone. But leaving money in a check doesn’t seem to make any sense since most checking accounts only pay minimal or no interest.

Once you’ve worked hard to accumulate $1,000, you want to spend your money working for you. Here are eight money-making moves you can make to get the most bang for your buck and on your way towards a bright financial future.

Earn passive income by investing in real estate

Imagine getting a check in the mail every few months for just keeping a little money in the account. Sounds great, doesn’t it?

With Fundrise, your investment as little as $10 maybe start earning you passive income through quarterly distributions. You’ll be invested in some of the hottest real estate deals without the headaches of being a homeowner.

It takes less than 1 minute to create an account with your email and password, and you don’t have to invest a dime until you know it’s right for you. Make sure to confirm your account by clicking the link in the email they sent you.

Investments come with risks. Fundrise has been delivering quarterly payments since at least Q2 2016, but your payments are never guaranteed.

For this service, you will be charged 0.85% annual asset management fee and 0.15% annual investment advisory fee.

Sign up for Fundrise here

Cancel your auto insurance

We have bad news. You can waste $500 per year on expensive, second-class car insurance. And you should probably cancel your existing insurance right awaybecause there is something much better.

This new tool from FinanceBuzz can tell you if you’re paying too much for your car insurance in just a few clicks. On average, we see drivers save about $500 a year. And once you try it, you’ll never have to look for affordable insurance again because we find you the lowest fees that other companies can’t match.

Oh, and it’s free too. And come on – you can’t tell us you don’t want to save up to $500. To find out if you’re losing $500 or more per year, just enter your zip code here, answer a few questions and see if you’re overpaying. It takes less than 2 minutes.

See if you’re overpaying

Stop paying too much when you shop online

Online shopping has its perks. It’s super convenient, but it can take time to find the best deals. Instead of searching for coupon codes (which don’t always work!) and opening tons of browser tabs comparing prices, you could try Shopping Capital One.

Capital One Shopping makes saving money easy. Just add a browser extension and when you checkout it will scour the internet for coupon codes to save you cash. And before you checkout at your favorite stores like Amazon, Target, Home Depot, and Best Buy, Capital One Shopping will notify you with a friendly pop-up if the item you’re buying is cheaper at another location. other places.

Capital One Shopping is free to use and will not show you ads. Add it today and stop paying so much!2

Shop Capital One now

See how much money you can get back from this account

We really hate to tell you this. But if you’re not using your Aspiration debit card, you’re missing out on extra cash on each of your purchases. However, don’t worry… it’s very easy to fix.

Got a debit card from a company called Hungerand they give you up to 10% cash back every time you swipe your card. Like when you…

Buy clothes? Yes… refund.
Going to the pharmacy? Mhmmm. Refunds.
Get groceries for the week? Yes, refund!

It is very simple. Who doesn’t want more money? To see how much you can earn, just enter your email address and link your bank account4. By the way, Aspiration is freeYour money is kept safe with military-grade security and your deposit will not fund fossil fuels.

See how much you can earn

Invest in beverage with 10.6% annual historical return

Wine to be exact. Wine has had a historic 10.6% annual return over the past 15 years. Pretty good for an alternative asset, especially if you’re diversifying.

Vinovest makes investing in wine simple, even if you’re not a wine expert. They combine master sommelier knowledge with AI-driven algorithms to choose which wines are likely to appreciate to invest in. Basically, they have a good idea of ​​what wines can do well over time, with data to back it up.

To keep your wine safe, Vinovest is insured with the FDIC equivalent for alcohol, protecting each bottle from breakage and loss. Their state-of-the-art, climate-controlled storage facilities help keep your wines safe. And if you want to drink those bottles of wine you’ve invested in, you can. You can always buy more, sell for potential profit or enjoy them whenever you want.

Build your wine portfolio

No interest until April 2023

Imagine you get 15 payment cycles at 0% interest on a transfer or large purchase. You can dramatically change your financial landscape with this industry leading low interest card – Bank of America® Custom Cash Rewards credit.

If you want to reduce your high-interest credit card debt, this is one of the best debt forgiveness cards out there. Transfer your high interest debt to this card with 0% introductory APR for 15 billing cycles (when balance transfers are made within the first 60 days) when transferring balances ($10 or 3% transfer fee, whichever is greater). Your payments can go directly to paying your balance at no additional charge. That could save you hundreds of dollars in interest!

However, it doesn’t just stop with balance transfers. Cardholders also receive a generous referral APR 0% for 15 billing cycles on purchase. After the referral period for purchases and balance transfers, the APR is 13.99% to 23.99% (subject to change).

In addition, new cardholders can receive one-time bonusearn $200 online cash bonus after spending $1,000 in first 90 days of account opening. Use your card only for essentials at the gas station or grocery store and you can easily meet spending requirements.

Add to that the fact that this card offers 3% cashback on the item of your choice; 2% cashback at grocery stores and wholesale clubs (over the first $2,500 spent each quarter in the 2% and 3% categories combined); and 1% cashback on all other purchasesYou’ve also got one of the best cashback cards on the market – customized the way you spend it!

The best part? Yes no annual fee.

Click here to apply now

Reward: Build wealth better than 1%

1% doesn’t deserve all the wealth. So why do we let it happen?

Worthy is an email newsletter that teaches you how to invest smarter, earn more, and live the life you want. It’s for the rebels, the radical, the 99% who fight like hell for money. Easily consumed in less than 5 minutes a day, you’ll get the latest funding, news and money trends that could affect your wallet for years to come.

Join Worthy Today (Free)

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