Southwest credit cards: 100,000 bonus points
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With planes again within the skies once more, there’s an excellent probability you’re enthusiastic about your subsequent trip. Luckily, Southwest simply launched its highest-ever sign-up bonus on all three of its private bank cards, in addition to some new card advantages, which implies you possibly can choose up a pleasant chunk of factors and a few cool new perks all on the similar time.
Proper now the Southwest Rapid Rewards® Plus Credit Card, the Southwest Rapid Rewards® Premier Credit Card and the Southwest Rapid Rewards® Priority Credit Card are every providing as much as 100,000 bonus factors in two tiers. You’ll earn 50,000 factors after you spend $2,000 on the cardboard throughout the first three months after opening the account, plus a further 50,000 factors after you spend $12,000 on the cardboard throughout the first 12 months.
Or when you’ve got a small enterprise, proper now you possibly can earn 80,000 bonus factors with the Southwest® Rapid Rewards® Performance Business Credit Card after you spend $5,000 on purchases within the first three months, or 60,000 bonus factors with the Southwest® Rapid Rewards® Premier Business Credit Card after you spend solely $3,000 on purchases within the first three months.
Southwest’s factors are persistently value about 1.4 cents every whenever you redeem them for the airline’s least expensive “Wanna Get Away” fares, which implies 100,000 bonus factors are value roughly $1,400 towards Southwest journey. Plus, the factors may probably assist earn you the coveted Southwest Companion Pass®, and if you happen to do, it may very well be good right through the tip of 2023.
Other than incomes a large variety of factors from the sign-up bonuses, Southwest bank cards additionally include different advantages for Southwest flyers, and new perks have now been added to all 5 Southwest playing cards. For those who anticipate to fly the airline commonly in 2022, it’s possible you’ll discover a few of them to be extraordinarily helpful.
• Yearly anniversary factors
With all of Southwest’s bank cards, you’ll get bonus factors on a yearly foundation, beginning at your first anniversary (that means one yr from the date you initially get the cardboard) and yearly thereafter. These factors assist considerably offset the price of every card’s annual payment.
With the Southwest Plus card, you’ll obtain 3,000 bonus factors at your anniversary, whereas the Southwest Premier and Southwest Premier Business playing cards include 6,000 bonus factors. The Southwest Priority card presents 7,500 bonus factors at every account anniversary, whereas the Southwest Performance Business card will enhance your steadiness essentially the most with 9,000 bonus factors every year.
Once more, Southwest factors are value roughly 1.4 cents per level when redeemed for “Wanna Get Away” fares, so these 3,000, 6,000, 7,500 and 9,000 anniversary bonus factors are value $42, $84, $105 and $126 in worth, respectively.
• Annual journey credit score
A good thing about simply the Southwest Priority card is a $75 journey credit score every account yr (that means you possibly can make the most of the primary yr’s credit score any time you need after receiving the cardboard). This journey credit score can be utilized for basically any Southwest purchases, together with flights, taxes and even charges when utilizing factors, as long as you utilize your Southwest Precedence card to pay for it.
Get a $75 annual travel credit with the Southwest Priority card.
• Upgraded boarding positions
Southwest has a unique seat task coverage than most different airways — there are not any assigned seats. As an alternative, the service has open seating, the place you choose your most popular seat upon boarding the airplane. Your boarding place — which you get whenever you verify in in your flight — determines whenever you board. All passengers obtain a boarding place between A1 and C60, with A1 being first to board and C60 being final.
With the Southwest Priority card particularly, you get 4 upgraded boarding positions per yr to make use of on Southwest flights. This implies you should buy an A1 by means of 15 boarding place on the gate (if accessible), providing you with the chance to board the airplane earlier than most different passengers, and also you’ll obtain a press release credit score for the quantity charged.
Buying an upgraded boarding place usually prices between $30 and $50, so this profit is value $120 to $200 per yr.
• EarlyBird Examine-In credit
If you are going to buy the least costly Southwest fare sort, referred to as “Wanna Get Away” fares, you’ll have to verify your self in in your flight beginning 24 hours prematurely, and your check-in time will decide your boarding place. Nevertheless, if you happen to don’t need to have to fret about checking your self in as near 24 hours forward as potential, Southwest permits you to buy an add-on choice referred to as EarlyBird Examine-In that routinely checks you in in your flight earlier than the normal 24-hour mark.
As a brand-new profit, the Southwest Plus, Southwest Premier and Southwest Premier Business playing cards all include two EarlyBird Examine-In credit per yr. EarlyBird Examine-In sometimes prices between $15 and $25 one-way per passenger, so this profit is value $30 to $50 per yr if you happen to use it.
• 25% again on in-flight drinks and Wi-Fi
All 5 Southwest bank cards now supply 25% again in your inflight purchases, together with Wi-Fi.
Up till now, an unique good thing about the Southwest Priority card was 20% again on in-flight drinks and Wi-Fi purchases. Now all 5 Southwest bank cards have this profit, and it’s been upped to 25% again. Whereas this isn’t an enormous financial savings, it may prevent a couple of dollars over time.
Nevertheless, if you happen to’re a small-business proprietor who flies on Southwest usually and sometimes pays for Wi-Fi in your flights, you may need to contemplate the Southwest Performance Business card, since you may get complimentary Wi-Fi on basically each Southwest flight you are taking with that card — as much as 365 assertion credit per yr.
Get up to 365 statement credits for in-flight Wi-Fi with the Southwest Performance Business card.
• A-Checklist standing qualifying factors
One other perk now accessible on the Southwest Premier, Southwest Priority, Southwest Premier Business and Southwest Performance Business playing cards is the flexibility to earn 1,500 tier-qualifying factors towards A-Checklist standing for each $10,000 you spend on a card.
Beforehand, this was a perk on just some Southwest bank cards, and there was an annual cap to what number of tier-qualifying factors you might earn. Now the cap has been eradicated, which implies theoretically you might earn A-Checklist and A-Checklist Most well-liked standing solely by spending cash in your Southwest bank card.
Nevertheless, it’d be a whole lot of spending to make all of it the best way to the highest with out flying in any respect. Simply to earn A-Checklist standing would require spending nicely over $200,000 in your bank card. That’s nearly actually not value it except you’re making these type of purchases anyway, however it’s nonetheless a helpful perk if you happen to mix it with tier-qualifying factors earned by performing some flying on Southwest as nicely.
• Level switch reimbursement
As a brand-new perk on each the Southwest Premier Business and Southwest Performance Business playing cards, now you can switch Southwest factors to a different particular person and be reimbursed for as much as $500 in charges for doing so every year. This may simply make it easier to consolidate factors between members of the family or reward Southwest factors to enterprise associates.
Southwest level transfers sometimes price $5 for each 500 factors transferred, so getting as much as $500 in reimbursements every year means you possibly can successfully switch as much as 50,000 factors per yr without spending a dime.
• World Entry or TSA PreCheck payment credit score
Like many different common journey bank cards, the Southwest Performance Business card will reimburse you for both your Global Entry or TSA PreCheck software payment, as much as $100 as soon as each 4 years.
Simply pay in your software utilizing your Southwest Performance Business card, and if you happen to’re accredited, you’ll be in your method to receiving expedited entry at TSA safety checkpoints within the US and faster reentry into the nation with World Entry after touring overseas.
Even when you have already got World Entry or TSA PreCheck, you should utilize this profit for a pal or member of the family who doesn’t have it. Simply use your card to pay for his or her software payment — the names don’t should match.
The Southwest Companion Pass permits a companion to fly with you without spending a dime (plus taxes) for the remainder of the yr it’s earned, plus the complete following yr. To get the move, you sometimes have to earn 125,000 qualifying Southwest factors inside a calendar yr.
Nevertheless, in 2021 solely, Southwest boosted the accounts of its frequent flyer members with 25,000 bonus Companion Move-qualifying factors. All members acquired these factors so long as you had a Southwest Fast Rewards frequent flyer account open as of Dec. 31, 2020.
That leaves present Southwest frequent flyer members needing simply 100,000 qualifying factors in 2021. For the reason that airline counts all Southwest bank card factors towards the Companion Pass — together with sign-up presents and common spending on the cardboard — incomes the complete 100,000 bonus factors on any one in every of these three playing cards by the tip of the yr gives you the complete variety of factors required, and earn you the move by means of Dec. 31, 2022.
You’ll simply need to be sure to satisfy the minimal spending necessities wanted for the cardboard’s full bonus earlier than your December month-to-month assertion closes, as factors sometimes put up two to 5 days after that.
Then again, if you happen to aren’t touring for the remainder of 2021, you may get one in every of these playing cards now however maintain off on finishing the minimal spending necessities till January so that you just earn the factors in 2022. The factors will rely through the yr they’re earned, not the yr whenever you utilized for the cardboard.
If you earn a Southwest Companion Pass, you get to maintain it for the remainder of the yr you earn it, plus the complete following calendar yr. So if you happen to earn the move on the prime of 2022, you’ll have it for shut to 2 years all the best way till Dec. 31, 2023!
The one factor to remember is that the additional 25,000 Companion Move qualifying factors that Southwest awarded for 2021 gained’t be round in 2022, so at that time you’ll have to earn the complete 125,000 qualifying factors. Which means after you earn 100,000 factors from the sign-up supply, plus 12,000 factors from spending $12,000 on the cardboard to satisfy the complete spending requirement, you’ll have 112,000 factors — leaving you 13,000 factors away from incomes the move.
There are lots of different methods to earn the remaining Companion Pass factors you want, akin to utilizing the Southwest buying portal, crediting your resort and automobile leases to Southwest and ongoing utilization of your Southwest bank card. However one of many best is to couple one of many private Southwest bank cards with a Southwest enterprise bank card. Though Southwest limits you to having only one private bank card at a time, there are not any restrictions on having each a private and enterprise card.
Associated: Learn how to fly your companion for free using Southwest credit cards.
Combining a private Southwest bank card with a enterprise one can earn you the Southwest Companion Move.
Since you possibly can presently earn 80,000 bonus factors with the Southwest Performance Business card, if you happen to add these 80,000 factors to the factors earned from any one of many three private playing cards, you’ll instantly cross the required threshold to earn the Companion Move.
Or, if the $12,000 whole spending requirement on the non-public playing cards goes to be powerful so that you can make, you possibly can earn simply the primary 50,000 bonus factors on any three of the non-public playing cards and mix it with the Southwest Performance Business card supply. This implies spending simply $2,000 on the non-public card to earn 50,000 factors, after which a further $5,000 on the Efficiency Enterprise to earn 80,000 factors for a complete of 130,000 qualifying factors. It additionally means solely spending a mixed $7,000.
Though this requires paying an annual payment on two playing cards and the Efficiency Enterprise card is the costliest Southwest bank card at $199 a yr, the cardboard comes with upgraded boardings, in-flight Wi-Fi credit, alternative to earn A-Checklist standing and a Global Entry or TSA PreCheck payment credit score.
Apply now for the Southwest Rapid Rewards Performance Business card.
Or, if the minimal spend remains to be an excessive amount of, you possibly can as a substitute mix one of many three private playing cards with the 60,000 bonus factors on the Southwest Premier Business card. Add these 60,000 factors along with the 50,000 factors from the first-tier bonus on any of the non-public card presents and also you’ll find yourself with 115,000 whole factors — 110,000 factors from the mixed welcome supply and 5,000 factors from assembly the minimal spending requirement. Whereas this gained’t earn you the move immediately, it’ll go away you simply 10,000 factors brief.
Apply now for the Southwest Rapid Rewards Premier Business card.
With 5 completely different Southwest bank cards on the desk, it’s vital to know which card is greatest in your particular person wants. In case your foremost objective is to extend your Southwest Fast Rewards factors steadiness and earn factors towards the Southwest Companion Move, then the Southwest Plus card is greatest. This card carries the bottom annual payment at simply $69 per yr however presents the identical sign-up bonus.
Click here to earn 100,000 bonus points with the Southwest Plus card.
The advantages of the Southwest Premier card are just like these of the Southwest Plus card, however you’re paying a better annual payment at $99. Though you’ll earn extra bonus factors in your card anniversaries, you don’t earn them till you full your first yr as a card holder and pay your second annual payment.
However now, with the cardboard’s new advantages, you’ll earn 3 factors per greenback on Southwest purchases with the Southwest Premier versus 2 factors that you just earn with the Southwest Plus. And the Southwest Premier additionally now permits you to earn extra tier-qualifying factors towards A-Checklist standing.
Click here to earn 100,000 bonus points with the Southwest Premier card.
However if you happen to fly Southwest a good quantity all year long — or plan to as journey resumes extra broadly — and also you desire a card wealthy in advantages, then the Southwest Priority card is the best choice. Though it has a considerably increased payment at $149, the advantages alone are simply value it if you should utilize them.
The Southwest Priority card’s $75 journey credit score brings the efficient price of the cardboard down to only $74. On prime of that, you’ll obtain 4 upgraded boardings per yr and a 25% assertion credit score on in-flight drinks and Wi-Fi. For those who can maximize these advantages, you possibly can simply be forward in your first yr alone. And beginning together with your second yr, you’ll all the time be forward when you add within the 7,500 bonus factors at every card anniversary, that are value $105 in Southwest flights.
Click here to earn 100,000 bonus points with the Southwest Priority card.
Lastly, when you’ve got a small enterprise, you may get the Southwest Premier Business card and solely pay a $99 annual payment, or get the Southwest Performance Business card with all its perks and a better $199 annual payment. The costlier enterprise card most likely solely is sensible if you happen to’ll be capable to benefit from all its Southwest advantages, just like the upgraded boarding positions, Wi-Fi assertion credit and level switch payment credit score.
For those who’re not planning to fly a lot in 2021, you may contemplate ready to earn the Companion Move in 2022.
It’s no secret that one of many largest perks of making use of for a Southwest bank card is to get one step nearer to incomes the Southwest Companion Pass, which is legitimate for the remainder of the yr it’s earned, plus the complete following yr. For those who apply for a Southwest card now — and even two — and earn the Companion Move quickly after, you’ll solely have it for barely over a yr by means of Dec. 31, 2022.
However if you happen to don’t suppose you’ll be touring that a lot throughout the remainder of 2021, you possibly can nonetheless apply for any of those playing cards now and get these nice bonus presents, however maintain off on assembly the minimal spending requirement till 2022 to earn the move then. You’ll then find yourself shut to 2 years with a Southwest Companion Pass, as you’ll have it for the remainder of 2022 and all of 2023.
For private playing cards:
Learn more and apply for the Southwest Plus card.
Learn more and apply for the Southwest Premier card.
Learn more and apply for the Southwest Priority card.
For enterprise playing cards:
Learn more and apply for the Southwest Premier Business card.
Learn more and apply for the Southwest Performance Business card.
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