Wells Fargo Reflect Thẻ Card | Expert reviews on comparative credit


  • NEW 0% Introductory APR for up to 21 months from opening an account on purchases and transferring qualified balances
  • 12.99% -24.99% APR Varies after the introduction time
  • To $600 cell phone protection when you pay your monthly mobile phone bill with an eligible Wells Fargo card*
  • $0 annual fee


Best Balance Transfer Available

Credit card balance transfers are essentially measured by a single standard – time. It’s all about the time they give you to repay without interest. By that standard, the longest balance transfer offer available is obvious. And Wells Fargo Reflect Card That’s it.

This brand new card now offers 0% introductory APR on both purchases and qualifying balance transfers for up to 21 months – that’s 0% until almost 2024. It’s the best deal that’s simply unmatched on the market today.

A look inside the numbers

Sharp financial minds know every detail. So, let’s take a closer look at how this stretched 0% APR balance transfer transaction structure works. For starters, this card offers 0% introductory APR for 18 months from account opening on qualifying purchases and balance transfers. Then, as long as you continue to make your minimum payments on time, that 0% APR will last up to 3 months on Total 21 months interest free.

That’s just two years to pay off your balance in installments, without worrying about accumulating more interest. After the long referral period ends, your variable APR will range from 12.99% to 24.99%. Balance transfers made within 120 days are eligible for a 3% referral rate and fee, after which the balance transfer fee is up to 5%, with a minimum of $5.

What Better Can You Do With Another Balance Transfer Card?

In short, we don’t think so. For almost two years with 0% APR on both purchases AND balance transfers plus great perks like credits for mobile protection you can avail this offer with no annual fees .

Remember, for BT cards, it’s all about timing. We recommend that you do not wait to apply for the leading balance transfer card on the market. Then take your time to pay your balance with no extra interest up to 21 months. See if you are approved simply by multiply here.


Each month, the CompareCredit team reviews over 100 credit card offers to check out the features that are most valuable to consumers including rewards, sign-up bonuses, interest rates, fees, and more. Identify the best deals shown here.

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