Redeem Chase Ultimate Rewards points: How TPG experts maximize rewards

There has never been a better time to consider signing up for one Chase the Sapphire card. Both cards are currently offering high welcome bonuses – the highest we’ve seen on these two popular cards in over a year.

The Chase Sapphire Preferred® Card currently offers 75,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from account opening. Sapphire Preferred does There are no foreign transaction fees and have Many travel perksincluding baggage delay insurance, Trip interruption/cancellation insurance And Primary car rental insurance.

Meanwhile, Reserve Chase Sapphire® currently offers 75,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months from account opening. Other perks include ease of use Annual travel credit valued at $300, a fee credit for Global entry or TSA Pre-Check (up to $100 every four years) and Select priority card lounge access; it also provides access to growing list of new Sapphire lounges. Cardholders receive primary car rental insurance, trip interruption/cancellation insurance and other protective measures.

If you’re new to redeeming Chase Ultimate Rewards points or are considering opening a Chase card to help pay for some of your travel, this stress-free beginner’s guide will show you how to easily redeem 75,000 point.

If you want to get maximum value from your Chase points (in most cases, at least 2 coins per point value)We asked our team of points and miles experts to share the most desirable ways they redeem their Chase points.

As you’ll see, you’ll generally get the most value from these points by transferring them to airline and hotel partner programs—especially the World of Hyatt loyalty program .

A luxury all-inclusive vacation in Austin

Senior points and miles writer Katie Genter Redeem hundreds of thousands of points and miles every year as a full-time digital nomad. She redeemed herself 75,000 Chase points for a last-minute getaway to Mexicobut her most ambitious Ultimate Rewards redemption was when she transferred her Chase Ultimate Rewards points to World of Hyatt at a 1:1 ratio.

While she typically redeems Hyatt points for cheaper and lower-tier Category 1 and 2 stays, she recently decided to book a stay at one of Hyatt’s most luxurious all-inclusive properties: Miraval Austin Resort & Spa. The hotel offers a variety of wellness-focused activities, including sound therapy sessions, yoga and meditation classes; Food is served at Hilltop Crossings Kitchen and is designed to be soothing, healthy and nutritious.

Rates at Miraval Austin start around $1,200 or 57,500 World of Hyatt points per night, based on double occupancy. Each award booking includes a $175 resort credit per person.

Related: All-inclusive Central Texas Oasis: Review of Miraval Austin Resort and Spa

Singapore Airlines A380 business class from Australia to Europe

Credit card writer Danyal Ahmed Points have been transferred Singapore Airlines KrisFlyer program so he can travel in style on his marathon journey from Australia to Europe. Chase Ultimate Rewards points transfer to KrisFlyer at a 1:1 ratio.

Back in 2019, he redeemed 105,000 KrisFlyer miles for more than 20 hours of business class flying. He flew from Sydney Airport (SYD) to Zurich Airport (ZRH) via Singapore Airlines’ award-winning hub at Singapore Changi Airport (SIN) — all on the world’s largest commercial aircraft, the Airbus A380 .

Although redemption costs have increased slightly since 2019, you can still book this ticket for 130,500 Krisflyer miles per person per way, plus minimal fees and taxes, or just $84. With cash fares for this journey starting at $4,000 one-way, this is a great way to save thousands of dollars and travel long-haul in style.

Related: Which Singapore Airlines business class is better? A380 vs. A350

7 days hotel stay in Hawaii

Associate points and miles writer Rachel Craft redeemed 105,000 Ultimate Rewards points (mainly earned from welcome bonus from Chase Sapphire Preferred Card) to book seven nights in Maui at Lahaina Shores Beach Resort by Hyatt. Chase Ultimate Rewards points transfer to World of Hyatt at a 1:1 ratio.

While she admits it’s not Hyatt’s most luxurious property, hotel prices in Maui are often sky-high. This property is perfect for her because it offers beachfront accommodations and allows her to snorkel (with friendly turtles). It has a kitchenette, helping her save money on eating out for each meal.

Rachel saved $330 per night by redeeming 15,000 Hyatt points per night thanks Hyatt’s attractive award rankings. This gives her a conversion rate of 2.2 cents – the higher of the two our pricing Ultimate rewards and World of Hyatt points.

Sadly, this hotel is no longer bookable due to 2023 Lahaina burns. However, Maui fans can consider alternative Hyatt properties, including Hyatt Place Waikiki Beach (15,000 Hyatt points or $260 per night in October), Hyatt Regency Waikiki Beach (20,000 Hyatt points or $304 per night) or Hyatt Vacation Club at Ka. ‘Anapali Beach (30,000 Hyatt points or $723 per night).

Related: The 18 best hotels in Maui, from luxury stays to family resorts

Hotel stay in Europe this summer

TPG’s management credit card editor, Matt Moffittalso appreciate the ability to transfer Chase Ultimate Rewards to World of Hyatt at a 1:1 ratio.

For his upcoming trip to Europe during peak summer, Matt has reduced his accommodation costs by booking Category 1 and 2 properties in Slovakia and Poland; they only cost him 3,500 to 5,000 points per night. He decided to “splurge” in Austria by booking a favorite TPG location, Andaz Vienna Am Belvedere, for 12,000 points per night.

Overall, he saved $1,012 after booking a hotel room for eight nights using 51,000 Hyatt points. Average cost per night is under 6,500 points; thus, he earns almost 2 cents per point from his Chase.

Since summer is a popular time to travel to Europe, it’s worth noting that he was able to save more than $1,000 on lodging over a week by using Chase points.

Related: Why My Favorite Use of Hyatt Points Is on a Category 1 Airport Hotel

Promotional rewards for cheap business class flights to Europe

Senior points and miles writer Ben Smithson love a good deal and keep an eye out every month Promotional rewards powered by Air France-KLM’s Flying Blue program. This offer offers generous discounts on select short-haul and long-haul routes each month. Chase Ultimate Rewards points transfer to Flying Blue at a 1:1 ratio.

Business class flights to Europe start from just 50,000 miles each way on regular days (which in itself is a lot). However, Ben was able to fly from Miami International Airport (MIA) to London’s Heathrow Airport (LHR) via Air France’s hub at Paris-Charles de Gaulle Airport (CDG) for just 39,750 Ultimate Rewards points after switching to Flying Blue; He paid approximately $221 in fees, taxes and surcharges imposed by the service provider.

As someone who travels frequently between the US and Europe, Ben ranks Air France business as one of the best ways to travel to Europe. He appreciates the stylish in-flight product, delicious cuisine and great lounges. With cash fares starting at $4,000 one-way, he earned about 10 cents from each of his Chase points this way.

Flying to Europe in business class for under 40,000 Chase points is a spectacular deal worth keeping an eye on for Monthly Promotional Rewards.

Related: Private rooms and high-tech: What it’s like to fly Air France’s new business class

Seaside view on the California coast

Credit card editor Emily Thompson often favors cheap discounts, whether on her favorite airline, Southwest or World of Hyatt. She ranks her favorite Hyatt stay at the Hyatt Carmel Highlands, perched on a cliff facing the Pacific Ocean overlooking Big Sur in California.

A former business that welcomed visitors for more than 100 years, it was once a destination for artists and writers, and Emily describes the scene as “killer.” She paid just 25,000 World of Hyatt points per night, saving $527 in points per night. This gives her Chase points a value of about 2 cents each.

Related: Hyatt’s Carmel Valley Ranch Review

Maximize Aeroplan’s generous award charts

Ben is a big fan of Air Canada’s Aeroplan program, as the carrier has withheld award rankings for flights operated by partner airlines. This is an increasingly rare perk of a major loyalty program in 2024. Chase Ultimate Rewards points transfer to Aeroplan at a 1:1 ratio.

Ben is particularly excited about Aeroplan’s Atlantic region awards rankings, which cover countries from South Africa to Norway and Iceland in the north.

This allows him to transfer Chase points to Aeroplan and book long-haul business class flights for as low as 45,000 points for trips between 2,001 and 4,000 miles. He flew the route from London to Kenya’s Jomo Kenyatta International Airport (NBO) via Addis Ababa Bole International Airport; he flew Ethiopian Airlines to earn 60,000 Aeroplan points — all in business class — for the 4,400-mile trip.

His Experience Ethiopian Airlines business class It’s not without its faults. However, he also booked an upcoming direct flight on Turkish Airlines (another of Aeroplan’s Star Alliance partners) from Istanbul Airport (IST) to Banjul International Airport (BJL) in West Africa for just 45,000 points; he only had to pay $65 in taxes and fees for the 3,350-mile journey.

Ben looks forward to returning Turkish Airlines’ flagship business class lounge in Istanbul, which he rates as one of the best in the world. He was also eager to experience a lie-flat bed during the nearly eight-hour overnight journey.

Bottom line

If you’re ready to get maximum value from your Chase Ultimate Rewards points, we hope this guide has given you a little inspiration. You can get as little as 2 cents per point by transferring points to airline and hotel partners.

With 75,000 enhanced Ultimate Rewards points, the welcome bonus is available on Chase Sapphire Preferred® Card and Reserve Chase Sapphire® cards, this is a great time to consider how to get the most value from your points.

Beginners may want to redeem points through Chase Travel Portal℠ or Chase’s Pay Yourself Back feature. If you’re ready for something more premium, you can aim to get up to $1,500 in value from these welcome bonuses by switching to airline and hotel partner programs.