Cruisers earn points, cash back with credit card offers

3 hours agoLast Updated: January 17, 2025

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If you are looking to book a cruise on this “wave season“, you can earn extra cash back or rewards points when you book a trip with select cruise lines using select Bank of America and American Express cards. Even better, these offers can stack It overlaps with seasonal value-adds and discounts that cruise lines already have running, so you’ll get more bang for your buck.

Currently, certain Bank of America cards are offering 15% cash back on purchases made directly with Celebrity Cruises, Royal Caribbean or Silversea Cruises. Select American Express cards are offering 5 points per dollar spent on sailings booked with AmaWaterways, Oceania Cruises and Regent Seven Seas Cruises, as well as cash back on Norwegian Cruise Line sailings.

Here’s what you need to know to take advantage of these offers.

American Express offers

American Express is offering deals from four shipping lines. US COURIER

Travelers looking to cruise with AmaWaterways or set sail with the luxury lines Oceania or Regent can earn an additional 5 points per dollar spent, on top of the points they normally earn, when they book directly with the cruise line and use your eligible Amex card. Or, if they want to try out one of NCL’s flashy new superships, they can earn a one-time $200 statement credit toward their booking.

Here’s what you can earn:

5 Amex bonus points every dollar spent when you book directly with Ama Waterway on amawaterways.com (up to 50,000 bonus points, expires May 6)
5 Amex bonus points Every dollar spent with an eligible American Express card when you book directly with Oceaniathrough your Oceania Cruises travel agent or call 855-623-2642 (up to 50,000 bonus points, expires June 1)
5 Amex bonus points Every dollar spent with an eligible American Express card when you book directly with regentthrough Regent travel advisor or through American Express Travel (up to 50,000 bonus points, expires March 31)
$200 refund as a statement credit when you spend $1,000 or more on one Norwegian Cruise Line cruise by booking directly with Norwegian via ncl.com or calling 888-438-7114 (expires April 13)

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TPG editor with both American Express® Gold Card And American Express Platinum® Card qualify for these offers. Check your card offers for eligibility and full terms and conditions. If you’re eligible, you must sign up for these offers before booking.

Provided by Bank of America

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Get 15% back on Silversea cruises with a qualifying Bank of America card. BANK OF AMERICA

If you have an eligible Bank of America card, you can earn extra cash back when you book cruises with luxury cruise line Celebrity, family-friendly Royal Caribbean or luxury Silversea. While the maximum amount you can earn is only $150, that’s on top of any points, miles, or other cash back you earn on purchases.

Here’s what you can earn:

If you choose not to pay for your entire cruise in full at the time of booking, these offers only apply to the first transaction, which is usually a deposit only. To maximize the amount of bonus you will receive, consider paying in full or paying a larger amount than the required deposit (usually around 250 USD per person, depending on the cruise line, with payment finally have to pay several months before departure).

TPG editors discovered these deals specifically through Alaska Airlines Visa Signature® Credit Cardbut other cards may qualify. Check your BankAmeriDeals to see if you qualify and read the full terms and conditions. If you’re eligible, you must sign up for these offers before booking.