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Delta SkyMiles Blue American Express Card Review: Full Details


Overview of the Delta SkyMiles Blue American Express card

the Delta SkyMiles® Blue American Express Card is a solid choice for a no-annual-fee credit card (see exchange rates and fees). With 2 miles per dollar spent on restaurant dining (including takeout and delivery in the US) and qualifying Delta purchases made directly with the airline, this card lacks a Some premium perks but worth putting in your wallet if you’re an occasional Delta flyer and want to avoid the annual fee. Card rating*: ⭐⭐⭐⭐

*Card review based on the opinions of the TPG editorial board and not influenced by the card issuer.

If you want one Delta Air Lines credit cardyou can choose between luxury at a price and a card that’s easier on your wallet. If you want a card filled with perks, including free access to any Delta Sky Club around the world, you should consider Delta SkyMiles® Reserve American Express Card — with an annual fee of $650 (see exchange rates and fees; Delta Sky Club access will be limited starting February 1, 2025).

But if you’re looking for a Delta-branded Amex card with no annual fee that still lets you earn miles on award bookings, the Delta SkyMiles Blue American Express Card may be a better choice.

I’ll take a look at what you get with this Delta card to help you decide if it’s right for you. Typically, you’ll need a credit score of at least 670 or higher for Delta SkyMiles Blue. If you’re there and looking at the card, here’s what you need to know.

Related: How to earn more Delta SkyMiles

Pros and cons of Delta SkyMiles Blue

Advantage Disadvantages
  • Get cash back, in the form of statement credits, on in-flight purchases
  • There are no foreign transaction fees (see exchange rates and fees)
  • There is no annual fee
  • Lacks Delta-related perks, such as free checked bags or statement credits
  • The rewards catalog is quite limited and does not cover many common daily expenses

Delta SkyMiles Blue welcome offer

New Delta SkyMiles Blue Cardholders can earn 10,000 bonus miles after spending $1,000 on purchases in the first six months of card membership.

These bonus miles are worth $120 based on TPG December 2024 valuation. It’s not the most generous offer on the market, but those miles can be used for travel rewards or seat upgrades, and you don’t have to pay any annual fees.

POINT POINT

While this offer offers some value, we’ve seen it Higher incentives for this card. If you don’t need the card right away, I recommend you consider waiting for a better deal before applying.

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Related: Here are the best credit card welcome offers

Benefits of Delta SkyMiles Blue

Benefits of Delta SkyMiles Blue Very solid, but don’t expect to find things like free checked bags that you’ll see on higher-end Delta cards. But again, it’s a no-annual-fee credit card.

IMAGE BROTHERS91/GETTY

Here’s what you can expect:

  • Save 20% on food and beverages on Delta flights (not Wi-Fi)
  • Pay in Miles: Up to $50 off flight costs for every 5,000 miles you redeem with Pay in Miles when you book with Delta
  • Car rental loss and damage insurance*
  • Access 24/7 Global support hotline**
  • Extended warranty***
  • Purchase Protection***
  • Access events with Amex
  • ShopRunner membership (subscription required; terms apply)
  • Buy now, pay later Make a plan
  • Additional terms may apply to the above benefits

Again, this isn’t quite the stacked list of benefits you’ll see on a higher-end card, but they’re solid perks for a card with no annual fee.

*Conditions and benefit levels vary by card. Not all vehicle types or rentals are available and geographic restrictions apply. Terms, conditions and limitations apply. Visit Americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Insurance Company. Insurance is offered through American Express, Inc. Travel Related Services.

**Conditions and benefit levels vary by card. Terms, conditions and limitations apply. Visit Americanexpress.com/benefitsguide for details. The cardholder is responsible for paying charges charged by third-party service providers.

***Conditions and benefits vary by card. Terms, conditions and limitations apply. Visit Americanexpress.com/benefitsguide for details. Policies are underwritten by AMEX Insurance Company.

Related: Below are Delta Amex’s current welcome offers

Earn miles on Delta SkyMiles Blue

the Delta SkyMiles Blue offers a variety of ways to earn miles beyond Delta purchases.

Here’s the breakdown (terms apply):

  • 2 miles per dollar spent at restaurant (including eligible takeout and delivery in the US)
  • 2 miles per dollar spent on purchases made directly with Delta
  • 1 mile per dollar spent all other purchases
ASIAVISION/Getty Images

For a no-annual-fee airline card, the restaurant bonus category is pretty good. For example, Delta SkyMiles® Gold American Express Card — considered an upgrade from Delta Blue — comes with a $150 annual fee ($0 annual introductory fee for the first year; see exchange rates and fees) and have the same earnings ratio for Delta purchases and food purchases (including takeout and delivery in the US).

Related: No-annual-fee credit card that accumulates transferable points

Redeem miles on Delta SkyMiles Blue

You cannot redeem earned SkyMiles Delta SkyMiles Blue to get statement credits or cashback, but you can use them for flights, upgrades, Delta Stays, car rentals, and gift cards, among other things. The best value for your miles is redeeming for flights and flight upgrades.

ZACH GRIFF/SCREENWRITER

Delta often offers great SkyMiles Deals. Previously, the airline offered round-trip tickets to Mexico from most US airports for 10,000 SkyMiles. We’ve also seen domestic flights cost as low as 2,400 SkyMiles.

TPG Senior Travel Editor Lyndsey Matthews recently redeemed 18,000 SkyMiles to fly round-trip economy from John F. Kennedy International Airport (JFK) to Louis Armstrong New Orleans International Airport (MSY).

Related: Delta SkyMiles: Your complete guide to earning, redeeming rewards, and elite status

What cards compete with Delta SkyMiles Blue?

Almost every US airline has a co-branded credit card. If you’re trying to decide which one is best for you, consider which airlines you fly most often and whether that card’s earning potential fits with your spending habits and lifestyle or not.

For more options, see our full list of best airline credit cards.

Related: Is the Delta Gold Amex worth the annual fee?

Is Delta SkyMiles Blue worth it?

the Delta SkyMiles Blue Great value for those who only fly with the airline a few times a year. Since this card has no annual fee, it can be a great addition to your wallet and offers some simple perks that can get you closer to redeeming your next SkyMiles flight. However, if you fly Delta frequently and want more perks, you’ll want to use one of Delta’s more premium card offerings.

Related: In-flight dining and hotel rewards programs: Which is best for you?

Bottom line

For a no-annual-fee airline credit card, the Delta SkyMiles Blue offers steady income beyond Delta purchases, which is uncommon for cards like this.

It lacks the perks other Delta cards offer, such as free checked bags and priority boarding on Delta flights, but those cards come with annual fees. But if you’re looking to earn SkyMiles without the fees, the Delta SkyMiles Blue American Express Card is definitely one you should consider.


Register here: Delta SkyMiles Blue


Related: Delta tests new fare ‘sub-categories’; Consider a higher-end Amex credit card

For rates and fees on the Delta SkyMiles Blue card, click This.
For rates and fees on the Delta SkyMiles Gold card, click This.
For rates and fees on the Delta SkyMiles Reserve card, click This.

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