Is the Capital One Venture Rewards Card worth buying?

If you are wondering whether a travel rewards credit cards To find the right card for you, consider your travel goals and determine which card best fits your lifestyle and whether it’s worth the annual fee.

If your goal is to save on travel costs, Capital One Venture Rewards Credit Card can be a great fit because you can redeem your rewards for travel or transfer them to Capital One’s 15+ money transfer partners. This card has a $95 annual fee (see prices and fees).

Here are the reasons why the Capital One Venture Rewards card is worth it.

Capital One Venture Welcome Offer

For starters, the card is currently offering new applicants 75,000 bonus miles after $4,000 in purchases in the first three months, plus a $250 Capital One Travel credit in the cardholder’s first year.

Those miles alone are worth $750 in travel cash, but potentially even more if you can take advantage of Capital One. Many airline and hotel partnerseasily offset annual fees.

Thus, TPG’s July 2024 valuation This sign-up bonus clocks in at $1,638 after you factor in the $250 travel credit.

Earn Miles with Capital One Venture

One of the top reasons why many people love Capital One Venture Rewards is its simple income structure is 2 Capital One Miles on every dollar spent on virtually everything you buy. You also don’t have to worry about miles expiring as long as you keep your account open, and there’s no limit to how many miles you can earn.

One thing that makes this card appealing is that there are no categories to remember or quarterly bonus categories to activate — making it ideal for busy people who want to simplify their earning strategy and redemption options. It’s also a great card to fill in any gaps that might exist in your rewards strategy.

Related: How (and Why) You Should Earn More Capital One Miles

Redeem Miles with Capital One Venture

This is where the card really sets itself apart. The top two ways to redeem your Capital One miles are fixed value or by pass them on to airline and hotel partners.

You can redeem miles at 1 cent per mile with a fixed value option to cover eligible travel expenses charged to the card. For example, let’s say you booked an Airbnb for $750 for an upcoming vacation. You could redeem the 75,000 miles earned from your welcome bonus to offset the Airbnb purchase and pay for the entire stay with the miles earned on the Capital One Venture Fund.

This special redemption option is useful when you don’t want to jump through hoops to earn rewards or if you want to stay at non-chain hotels. It’s also a popular way to redeem rewards when you find cheap airfare and want to save money elsewhere. valuable transfer points for more ambitious redemption.

Related: How to Use Your Capital One Miles with Fixed Value

Benefits of Capital One Venture

The Capital One Venture Fund also proves its worth with other ongoing benefits. These include:

*Benefits for accounts approved for the World Elite Mastercard are subject to the terms, conditions and exclusions in the World Elite Mastercard Benefits Guide. See Account Terms or Application Terms for details. Terms, conditions and exclusions apply.

The benefits of the Capital One Venture Rewards card can help you travel with peace of mind.

Last line

The Capital One Venture Fund The card is a favorite among travelers for a number of reasons. Its simple earning structure of 2 miles per dollar makes it easy to maximize almost any purchase. The ability to redeem miles directly for fixed-rate travel and transfer to a variety of airline and hotel partners makes it extremely versatile. Then there are the value-added benefits like relatively strong travel and purchase protections, making it a great card to carry in your wallet.

All in all, this is a great all-around option for travelers, both frequent and occasional, and well worth the $95 annual fee. For more information, read on. Full review of Capital One Venture Rewards card.

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Register here: Capital One Venture Rewards Credit Card

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For Capital One products listed on this page, some benefits may be offered by Visa® or Mastercard® and may vary by product. See the respective Benefits Guide for details, as terms and exclusions apply.