Is the World of Hyatt Business Card worth the annual fee?

The World of Hyatt Business Credit Card can offer significant value for business owners who are loyal to Hyatt or spend a lot of money at Hyatt properties. But is the card the right choice for you, and can you justify its $199 annual fee?

Here’s an overview of what you get with the World of Hyatt card so you can experience it for yourself.

Welcome Welcome

New candidate for Hyatt Business World Earn up to 75,000 bonus points: 60,000 bonus points after spending $5,000 within the first three months of account opening, plus 15,000 bonus points after spending $12,000 within the first six months of account opening. Offer ends September 26.

TPG August 2024 valuation World of Hyatt Rewards points are redeemable for 1.7 cents each, bringing the total reward value to $1,275.

The simplest way to Use your World of Hyatt points is for hotel stay with World of Hyatt. These rewards can include free night awards and Points + Cash payments. You can also redeem points for dining, spa or meeting credits, plus Search for experiencescar rental and room upgrade.

You can also fund your World of Hyatt account using 1:1 Transfer from Chase Ultimate Rewards. This is another great option because Ultimate Rewards points are flexible and valuable.

Related: The 23 Best Hyatt Hotels in the World

Up to $100 annual credit

With Hyatt Business WorldYou’ll receive a $50 statement credit when you use the card to spend $50 or more at Hyatt hotels and resorts—up to two times per year, for a total annual credit of $100.

If you can take advantage of these simple credits, you can reduce the card’s annual fee to $99.

Earn stay credits to increase status through spending

If you hold tight Hyatt Business WorldYou’ll also receive five qualifying night credits for every $10,000 you spend each calendar year.

Additionally, if you and your employees collectively spend at least $50,000 in a calendar year, you’ll earn 10% bonus points back on all World of Hyatt points you redeem up to 200,000 points for free nights, Cash Plus Points vacations, room upgrades, Find Experiences, and dining and spa services for the remainder of that calendar year.

These are great perks if you spend a lot of money on big hotel stays.

Related: Why I Aim to Spend $15,000 on My World of Hyatt Credit Card Each Year

Elite status and related benefits

As one Hyatt Business World cardholder, you’ll receive complimentary Discoverist status each year. As the second-lowest World of Hyatt status level, Discovery status is still valid because there are some attractive benefits offered.

For example, you’ll enjoy discounted member hotel rates, complimentary bottled water during your stay, late check-out (where available), and priority room upgrades within the same room category.

Furthermore, resort fee (if applicable) will be waived when you stay at a hotel using points or free night rewards.

Related: World of Hyatt Card vs. World of Hyatt Business Card: 2 Valuable Hotel Earnings

Other cardholder benefits

In addition to the above, you will enjoy a variety of travel protections, including Delayed trip refund, baggage delay insurance, car rental collision damage waiver, Lost baggage compensation And Trip interruption and cancellation insurance.

You’ll also earn World of Hyatt points on every purchase you make with your card, TPG August 2024 valuation pegged at 1.7 cents per point. You’ll earn 4 points per dollar spent at Hyatt hotels and 2 points per dollar spent on fitness clubs and gym memberships.

Plus, cardholders will earn 2 points for every dollar spent in three of your top eight spending categories each quarter. Categories include:

With other credit cards, you can earn more than 1.7% return on everyday spending, but you should consider how these purchases could be more valuable by helping you accumulate qualifying nights for upgrades each year.

Related: Do all-inclusive packages make spending with the Hyatt credit card more valuable?

The last line

If you can use $100 in annual credits, the annual fee on Hyatt Business World actually dropped to $99. Combine that with the card’s many benefits and earning power, and the annual fee is well worth it if you’re a small business that spends a lot of time at Hyatt properties.

While the Discoverist title isn’t remarkable, the fact that you can gift it to five other people is remarkable—though whether that (and the other benefits) are enough to justify the expense is up to you.

However, the fact that this card doesn’t offer an annual free night certificate and includes high spending requirements to reach this level means you may get more value from another card.

If you are just an occasional Hyatt guest, joint travel rewards credit card or personal version of this card is a better choice.

To learn more, read full review of World of Hyatt business card.

---

Apply here: World of Hyatt Business Credit Card

---