World of Hyatt business credit card review: Great perks for big spenders
Overview of the World of Hyatt Business Credit Card
the World of Hyatt corporate credit card is a mid-tier hotel credit card that can offer real value to Hyatt loyalists looking to spend their way to status perks or unlock the 10% redemption bonus feature . However, there are trade-offs you should consider before spending a lot of money on a credit card that doesn’t offer any free night certificates or automatic status beyond the lowest rate. Card Rating*: ⭐⭐⭐½
* Card review based on the opinions of the TPG editorial board and not influenced by the card issuer.
the World of Hyatt corporate credit card from Chase offers some exciting perks for small business owners who are Hyatt loyalists. If you have an excellent credit score of 670 or higher and are focused on earning World of Hyatt points and status, this may be a good card for you.
The Hyatt business card lacks some features we typically expect from it hotel credit cardlike minimum-exceed status and a free night certificate on your account anniversary. However, it offers a strong set of perks for business owners interested in spending their way to the benefits. If you can take advantage of these spending-based perks, the card will easily justify its $199 annual fee. If not, then this card may not be a long-term keeper for you.
Here’s what you need to know before applying.
Pros and cons of the World of Hyatt Business credit card
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Welcome offer World of Hyatt Business Credit Card
New subscribers can earn 60,000 welcome bonus points after spending $5,000 on purchases in the first three months of account opening.
TPG December 2024 valuation World of Hyatt pegs points at 1.7 cents each, making the entire bonus worth an impressive $1,020.
This card complies with Chase standards application rules — although opening a World of Hyatt business card won’t add up Chasing 24/5 count.
Related: The best time to apply for these popular Chase cards is based on offer history
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Benefits of the World of Hyatt Business Credit Card
the World of Hyatt corporate credit card offers several key perks:
- Hyatt credit up to $100 annually: Receive a $50 statement credit when you use your card to spend $50 or more at Hyatt hotels and resorts (up to two times per year for a total annual credit of $100)
- Explorer status for you and up to five employees: As a primary account holder, you will receive automatic Explorer status with World of Hyatt and receive five Explorer Upgrade Awards that you can give to employees
- Earn stay credits to achieve status through spending: You’ll receive five tiered qualifying night credits for every $10,000 you spend each calendar year.
- Possibility to receive 10% conversion bonus: If you and your employees together spend at least $50,000 in a calendar year, you’ll earn 10% bonus points back on the total 200,000 World of Hyatt points you redeem for free night awards, Points+ Cash stays, room upgrades, dining, spa and Find experiences for the rest of the calendar year
- Hyatt Leverage Membership: You’ll receive a free Hyatt Leverage membership, which includes discounts on standard room rates at all participating Hyatt hotels of up to 15%
- There are no foreign transaction fees
Again, it’s disappointing not to see elite status at a higher level or a free night certificate in this list of benefits. However, those who regularly stay at Hyatt hotels will benefit from Hyatt credits and Hyatt Leverage memberships. And if your small business spends enough with this card, you can enjoy an easier path to status and a 10% redemption bonus.
Related: Am I eligible for a business credit card?
Earn points on the World of Hyatt Business Credit Card
Like one Hyatt’s business world cardholders, you’ll earn up to 9 points per dollar – Earn 4 points per dollar spent at Hyatt hotels, plus up to 5 base points from Hyatt for every qualifying $1 spent to become a World of Hyatt member onwards Find experience Book through Hyatt.
Additionally, cardholders can earn 2 points per dollar spent on fitness clubs and gym memberships.
This card also has a unique adaptive acceleration benefit that allows cardholders to earn 2 points per dollar spent on three of their top eight eligible spending categories each calendar quarter with no limits. term. Categories include:
Points earning rates are automatically adjusted to the categories in which you spend the most each quarter, so there’s no need to choose your favorite categories. In addition to the bonus categories, you’ll earn 1 point per dollar spent on all other purchases.
While this stands out as one of the few cards that earns bonus points for gym memberships, you’ll find many other cards with better earning structures for other bonus categories. If you’re not focused on earning the benefits that come from spending a lot on this card, your best bet is to use it with several other cards to maximize your bonus earning potential.
Related: The best cards for each bonus type
Redeem points on the World of Hyatt Business Credit Card
As expected of a hotel co-branded card, the best use of World of Hyatt points you’ll earn on World of Hyatt corporate credit card is to pay for stays at Hyatt Real Estate. You can do this by paying for your entire stay, covering a portion of your stay with points through Hyatt’s “Points + Cash” rate option, or by using Use points to upgrade paid stays.
One of the best things about the World of Hyatt program is that it’s still in use Prize table announcedso you can plan ahead so you know how many points you need for a stay. However, each type has different prices for weekdays, peak days and off-peak days.
To get the most value from your points, use them at the highest or lowest level in the award table.
TPG content director Summer hull prefers to stay on a higher floor, getting great value from her points by using them to stay at Hyatt resorts or properties in the city that would otherwise be out of her budget. Conversely, you can maximize your points by staying at the bottom of the prize leaderboard. With options as low as 3,500 points, I prefer to stay put Hyatt hotel category 1 when I can stretch my perspective as far as possible.
You also have the option to redeem your World of Hyatt points for Avis intermediate rental cars for 6,000 points per day, use them for dining, spa or meeting credits at Hyatt hotels, redeem take the Search experience or transfer them to some airline programs. However, you will generally get a lower rate than our December 2024 rate valuation is 1.7 cents per point with these redemption options, so we recommend using your points to pay for Hyatt stays when possible.
Related: The ultimate guide to redeeming Hyatt points
Which cards compete with the World of Hyatt Business Credit Card?
If you want more perks or a different income structure, one of these options may be a better fit.
- If you want Hyatt perks for a lower annual fee: individual Hyatt World Credit Card earn bonus points on Hyatt purchases and offers automatic Explorer status and a path to higher status through spending for less than the $95 annual fee. For more details, see Full review of the World of Hyatt card.
- If you want to make more money from your business purchases: the Ink Business Preferred® Credit Card Earn 3 points per dollar on the first $150,000 in combined purchases across the usual travel and business categories. It earns Chase Ultimate Rewards points that you can transfer to World of Hyatt or any of Chase’s 13 other airline and hotel partners. For more details, see Full review of Ink Business Preferred.
- If you want more general travel benefits: the Chase Sapphire Reserve® comes with free airport lounge access, a $300 annual travel credit, Global Entry or TSA PreCheck credit, and comprehensive travel protections. Like the Ink Business Preferred, you can transfer your points to World of Hyatt or any other Chase partner. For more details, see Full review of Chase Sapphire Reserve.
For more options, see our complete list of best business credit cards and best travel credit cards.
Related: World of Hyatt card vs. World of Hyatt Business card
Is the World of Hyatt Business Credit Card worth it?
If you can use the two Hyatt statement credits above World of Hyatt corporate credit cardYou’ll get $100 in value just from that perk. That effectively reduces your annual fee to just $99. While Explorer status itself isn’t noteworthy, the fact that you can give it to five other people is a given – although is that (and the other benefits) enough to justify the cost? Paying for it yourself is up to you.
That said, the fact that the card doesn’t offer an annual free night certificate and includes high spending requirements for status means you could get more value from another card.
Bottom line
Current welcome offer and value from current benefits make Hyatt’s world business card Worth receiving for small business owners who regularly stay at Hyatt hotels. This is especially true if you don’t achieve Global status but can make up the difference with your spending.
However, those who rarely stay at Hyatt hotels or want more benefits with lower spending requirements will want to use a different card.
Register here: World of Hyatt corporate credit card
Related: Which loyalty program is best for business travelers?
